In this article, you can discover… How minimum insurance requirements can impact your accident claim. Whether your insurance will cover an uninsured motorist in an accident. What to do if you’re struck by an uninsured motorist in Louisiana. What Are Louisiana’s Minimum Insurance Requirements, And How Do They Affect Car Accident Injury Claims? Louisiana’s minimum insurance requirements are $15,000 per person and $30,000 per accident available for bodily injury claims. This means that if three people are injured in a wreck, the available $30,000 is split between the injured parties, with no one of them entitled to more than $15,000 in recoveries. For property damage claims, Louisiana’s minimum insurance requirement is $15,000. This means that if repair expenses to your vehicle exceed $15,000, you’ll have to pay the difference out of pocket if the other driver is minimally insured. The problem with having minimum coverage is that medical expenses and…Read More
In this article, you can discover… What to expect as evidence for your car accident claim is gathered. How to prepare for deposition and mediation. Whether it’s better for your case to settle out of court or go to trial. What Happens During The Discovery Process In A Car Accident Case In Louisiana? After a lawsuit is filed and the other party’s insurance company responds, the discovery process allows both sides to discover information about the other party. Through your attorney, you’ll send a list of questions and requested documents to the insurance company and the insurance company will do the same. Your attorney will help you answer those questions and gather the needed documents. You may also need to sign authorization forms that allow the insurance company to request your medical records, tax records, employment records, and cell phone records. What Is A Deposition, And How Should I Prepare…Read More
Tips For Choosing A Personal Injury Attorney When searching for the right personal injury attorney, it's incredibly important to find an attorney who focuses their practice on personal injury cases. Just like you wouldn't ask your primary care doctor to perform open heart surgery. You would contact a heart surgeon. It's the same thing with attorneys. Look for an attorney who handles personal injury cases regularly and understands the intricacies they come with. Checking the attorney’s website can also provide insight into their practice areas and give you a sense of their experience. Reading Google reviews is another helpful step to take—focus on the attorney’s rating and the feedback from clients to gauge how well they treat their clients and handle cases. What To Expect From The Attorney-Client Relationship Throughout Your Case With the Gennusa Firm, you can expect consistent communication and updates from start to finish. We strongly believe…Read More
Catastrophic Injuries A catastrophic injury is a severe injury that results in long-term or permanent disability, serious health complications, or even a fatality. These injuries often affect critical areas such as the brain or spine and may involve skull or spinal fractures. Catastrophic injuries also typically require more intensive medical care, naturally resulting in greater financial and emotional impacts. Unique Challenges Catastrophic injury cases often face the challenge of medical bills far exceeding available insurance coverage. Another significant hurdle involves dealing with health insurance liens. When a health insurance company pays for medical treatment related to an accident, it can seek reimbursement from any settlement received by the injured party. An experienced personal injury attorney must notify the insurance company of the injury and manage these liens. Skilled attorneys can sometimes negotiate a reduction of the lien to maximize the victim's recovery. Our Approach To The Long-Term Care And Financial…Read More
Calculating The Value Of A Personal Injury Claim The value of a personal injury claim is shaped by several factors, each contributing to the overall assessment of compensation. The severity of the accident serves as the foundation on which everything else builds, with more serious wrecks often leading to higher claims. Similarly, the extent of the injuries—both in their physical and long-term impact—plays a fundamental role in determining the claim’s worth. Another key element is the type and duration of medical treatment required. More intensive and prolonged care naturally increases the value of a claim, as does lost wages, which account for the income you were unable to earn while recovering. Out-of-pocket expenses incurred as a direct result of the injury also contribute to the final figure. Pain and suffering, though intangible, are also essential factors in calculating the claim’s value, encompassing both the physical discomfort and emotional toll the…Read More
I recently received a letter in the mail that I had been selected to potentially serve on a Grand Jury for state court. Even as a lawyer, I was unsure what that meant. The letter said to call the jury line the day before to “ensure your appearance and participation is necessary.” I called and reached a recording that instructed me to show up at the time printed in the letter. I showed up, checked in with a clerk, and gave her the notice I received. An assistant district attorney came out and explained the process to everyone. The judge then came out and explained things in more detail. A Grand Jury is impaneled every six months. It’s made up of a cross section of the community. It plays an important role in the criminal justice system because the Grand Jury hears cases that the State is deciding whether there…Read More
In this article, you can discover… The benefits of hiring a lawyer when injured during a New Orleans vacation. The risks of waiting until you get home to file a claim. How a seasoned attorney personal injury can help you both locally and remotely. Should I Hire A Local Lawyer If I’m Injured While Visiting New Orleans? Yes, you should. While you can make a claim with the other party’s insurance company itself, insurance companies don't usually play fair unless you have legal representation. A local attorney will be familiar with the New Orleans area and can easily travel to meet you at a hospital, private residence, or a hotel. And because the injury occurred in Louisiana, Louisiana’s state laws will apply. There’s no one better to represent you and help you understand these laws than a local attorney. What Happens If I Miss My Flight Or My Travel Plans…Read More
Escalating A Claim To A Lawsuit When facing a personal injury case, there are key moments when filing a lawsuit may become essential. One scenario is when the client is still receiving medical treatment, and the two-year statute of limitations is approaching. Filing a lawsuit ensures the claim stays active while treatment continues. Another situation is if the insurance claims adjuster denies the claim or offers an unfair, lowball settlement. If negotiations fail to produce a reasonable offer, escalating to a lawsuit becomes necessary to pursue fair compensation through the courts. Fundamental Aspects Of The Trial Process The trial process begins with filing a lawsuit against the at-fault party and their insurance company. The insurance company then responds by filing an Answer, which is their formal response to the claims. Next is discovery, where both sides exchange information relevant to the claim. The injury victim's attorney will send a list…Read More
Filing A Personal Injury Claim The process of filing a personal injury claim begins by contacting the insurance company to open a claim. Your attorney will then send a letter of representation to the insurer. After they receive it, the insurance company should only communicate with your attorney. Once your medical treatment is complete, your attorney will gather your medical records and bills. After reviewing and evaluating your case, they will submit all necessary documentation to the insurance company for further action. Filing A Claim Versus Filing A Lawsuit Filing a claim is an informal process where the attorney opens a case with the relevant insurance company, collects medical records, and negotiates a settlement with the claims adjuster. The insurance company typically responds within 30 days, and most claims are resolved through negotiation. Typically, filing a lawsuit becomes necessary if negotiations fail or if the statute of limitations—two years in…Read More
When To Contact A Personal Injury Attorney You should contact a personal injury attorney immediately after being injured in an accident. Deciding to hire an attorney can be tough, but remember that insurance companies prioritize their own interests over yours. An experienced personal injury lawyer can dramatically improve your chances of receiving fair compensation for your injuries, and getting a lawyer involved as early as possible will make things much easier than the alternative. Dealing With Insurance Claims Adjusters You need to understand what exactly it is you’re dealing with when interacting with insurance claims adjusters. Their role, simply put, is to minimize the compensation you receive. Although they may seem friendly, they aren’t your friend—their job is to reduce the value of your claim. This doesn’t necessarily make them bad people, but it does mean you need someone on your side to ensure fair treatment. Additionally, adjusters often don't return calls…Read More
